Patrice Tartt, 31, is a contractor for the government. She makes a good living, enough to at 31 own a home in Woodbridge, Virginia. Trouble is, work can be inconsistent. “As soon as a contractor loses the contract, most times you are without a job! I have experienced this several times,” says Tartt. Tartt, a business analyst/architect in the IT field, has gone more than three months in between jobs. She’s searching for a way to fill the gaps in between jobs. Because she is the mother of 4-year-old Bron, disruptions in cash flow leave her in an uncomfortable position. She tapped her IRA when times got tough.
The spirited Tartt, who is a writer and author of the novel Wounds of Deception, is not one to let circumstances overwhelm her. She’s got her side hustle, Patrice Tartt Publishing, where she works with aspiring new authors, and does book and publishing consultation and coaching. But she’s not satisfied with where she is financially. She feels like she’s operating without much of a plan. “I don’t have a formal budget. Sometimes I will write it out the month prior; otherwise, I know off hand the amount of my expenses and bills because it doesn’t fluctuate much.”
Words: By Sheryl Nance-Nash
Photos: Davene Barton Photography